Case Study

Here are some examples of tech stacks for banking apps such as Capital One: 1. Native for iOS: Swift or Objective-C, Apple XCode, and iOS SDK 2. Native for Android: Java, Kotlin, Android Studio Developer tools, and Android SDK 3. Hybrid: JavaScript, HTML, Xamarin, Ionic, or PhoneGap frameworks; and  4. Cross-platform: C#, APIs, and frameworks like JS-based React Native

There are several types of banking apps available in the market that have gained huge success after shifting towards digital solutions. A few names are Varo, Bank of America, Ally Bank, Wells Fargo, and many more. 

If you are planning to develop a mobile banking app, make sure you are prepared for the challenges. The most important challenges are data, transactions, client money security, crime prevention, personal data protection, and many more. Most financial organizations consider security a vital concern. To protect information and client’s money, you need to: 1. Think about the cloud data storage 2. Provide for digital signatures and multifactor authentication for login 3. Enable an in-app timer for system usage sessions and strong encryption